If you are unable to pay off your student loans because of the over the top meals you have at fancy restaurants, then perhaps you should consider cutting down your expenses to save up for repayment.
Credit cards are undoubtedly one of the greatest financial inventions in recent times. The banks and credit card companies keep on saying that the credit card holders can truly live beyond their means. A card with sufficient credit balance can help shop to the desire. It does not let the card owner feel any scarcity of fund while making bigger deals. So this can be considered as an affirmative side of having credit cards.
Your credit card could offer a lot more than just cheap air tickets and discounted travel packages. If you are cardholder keen on utilizing the benefits wisely, you will stumble upon these hidden benefits easily. Almost all airlines charge extra fees for baggage. However, cardholders of certain credit card companies have the privilege to carry the first one or two bags absolutely free depending upon the concerned credit card organization’s limitations and set of rules.
Many charities have made it easy for you to donate money by accepting credit cards. However you need to be aware of certain rules if you wish to write-off tax. Before making a donation, reflect a little on it. It may so happen that you would end up charging more than you can repay. First check your budget and credit limit and then decide on the donation amount.
Credit, Credit, Credit! Pay your telephone bills on your credit card, Do SubWay shopping on your credit card; Book your flight tickets on your credit card… – Sooner or later you would feel your credit card is just being overused. Debts are high and it is the time to stop using your credit card.